This means the company and not the person (see self-employed).

Employer with several benefit schemes
Implementation of the LOB with more than one registered benefit scheme.

LOB retirement account (also shadow account)
Provides information on the statutory minimum claims for which the insured person is eligible.

LOB retirement credit balance
This consists of the retirement credits and the termination benefits contributed with interest.

LOB retirement credits (also savings contributions)
The statutory minimum contributions for pension benefits payable by the insured person and employer.