General

If the employer is affiliated to several benefit schemes for the provision of compulsory benefits, he is the applicant.

The employer must notify all participating benefit schemes of the fact that he is affiliated to several benefit schemes.

The benefit schemes report to the employer the sum of coordinated wages and pension credits of his employees (green Form SF3).

The benefit scheme auditor confirms the accuracy and completeness of the details. For the calculation of the age structure, the entire personnel of the employer with different benefit schemes is the determining factor. The employer collates the notifications of the benefit schemes (Form SF 3) on the yellow form
(SF 4)
and submits Form SF 4 with the notifications of the benefit schemes (SF 3) to the Guarantee Fund business office.

LOB Guarantee Fund
Business Office
Eigerplatz 2
Postfach 1023
3000 Berne 14

The subsidies are then distributed directly to the entitled benefit schemes.